Business Banking and Credit

Checking and savings accounts and credit cards for your everyday business expenses and cash management.

“Wellcityfinance Limited Business Platinum Credit Card”

New customer offer: Get a one-time $500 cash back bonus1 or 50,000 bonus points2 when you enroll in the Business Card Rewards Program and spend $5,000 in the first three months of account open date.

Cash Back option: Earn 1.5% cash back on every $1 spent3.

Reward Points option: Earn 1 point on every $1 spent and receive 1,000 bonus points when your company spend is $1,000 or more in any monthly billing period

0% introductory rate for first nine months

Business Financing

Loans, lines of credit, and more financing options for a variety of business ventures..

"Wellcityfinance Limited Business Lines of Credit"

$5,000 to $100,000 revolving credit line1 Rates as low as Prime2 + 1.75%
No collateral required
Automatic enrollment in a free rewards program

2. Prime refers to Bank's announced Prime Rate, which is 3.25% as of 03/16/2020. The Wellcityfinance Limited Prime Rate is subject to change at any time. The overall rate assigned is variable and is expressed as Prime plus a spread. Rates are subject to change after booking. Your rate will be between Prime + 1.75% and Prime + 9.75% depending on your personal and business credit evaluation. Rates are subject to change, and may be higher or lower than the stated ranges. The interest rate that you are assigned will continue unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account.

3.You may qualify for an unsecured business line of credit with a line from $5,000 - $100,000. Speak with a banker for more information.

4. Prime refers to the rate that Wellcityfinance Limited announces from time to time as its Prime Rate. The Wellcityfinance Limited Prime Rate is subject to change at any time. The overall rate assigned is variable and is expressed as Prime plus a spread. Rates are subject to change after booking.

5. Interest-only payments are only during the one-year draw period. If the loan is not renewed. The balance will be converted to a fully-amortized 5-year loan.

Terms for credit products are subject to final credit approval of the business and its owners. A physical address is required to receive a Wellcityfinance Limited business credit product. You must be an owner of this business and not already have this product. See Terms and Conditions for details at account opening.